Gale And Phillipson

Equity release can be a good way of helping you to fulfil some #retirement dreams, by turning some of the equity tied-up in your home into tax-free cash. It can also be spent on funding your retirement or spent on your family. https://www.galeandphillipson.co.uk/…/e quity-release-advice/

Your child has just received their results and are proudly University-bound, now what? There is a lot for you and your child to think about when they prepare to head for University the first time – from feeding themselves and managing their money to getting to know a new town and making friends. See our 5 considerations here: https://www.galeandphillipson.co.uk/…/t ips-when-heading-to…/

Peter Griffin, Investment Director, gives us a breakdown of what his normal day is like at the London Gale and Phillipson office. https://www.galeandphillipson.co.uk/…/a n-average-day-for-o…/

Our Independent Financial Advisers can help you with retirement planning by using their wide-ranging and specialist knowledge of retirement planning and annuity products and a variety of research tools to make sound personal planning recommendations for you.

Are you managing to keep a work-life balance? Are you making sure you are taking the time off work that you deserve, and are legally entitled to?

Interesting read about Gale and Phillipson featured in Citywire recently. The article includes a lot of insightful commentary from our Investment Director, Peter Griffin. http://citywire.co.uk/…/profile-the-con tinuing-sto…/a1141195

Are you saving for your first home or retirement? Read our factsheet to find out why a Lifetime ISA could be for you: https://www.galeandphillipson.co.uk/?reso urces=lifetime-isa

There are still many #mortgages out there offering very attractive rates at the moment, so it is still a good time to think about remortgaging your property. Read our blog to see our top 7 reasons why you should remortgage your home: https://www.galeandphillipson.co.uk/…/t op-7-reasons-for-re…/

You can always expect our advisers to be kept up-to-date on all financial news and products, which are constantly changing. Some of our advisers have been working with their clients for many years, helping them as their needs change – from building their money and protecting their family, to preparing their retirement ‘nest egg’ and watching them welcome new grandchildren in to the family.

Do you have policies in place that can cover you, your family or your business in the event of illness or death? We recognise that an individual will, in almost all circumstances, want to make provision to protect their family if they were unable to work. You will also want to protect your lifestyle. Do you have protection in place?

The Bank of England has increased interest rates to 0.75%, the highest it has been since March 2009. Get in contact with our mortgage team if you are on a variable or tracker rate mortgage. https://www.bbc.co.uk/news/business-45043 776

Higher-rate taxpayers earning £50,000 a year will see a £236 tax cut in this tax year. The tax-free personal allowance increased to £11,850, up from last years figure of £11,500, and the higher-rate tax threshold for people paying the higher rate of Income Tax, which currently stands at 40%, rose from £45,001 to £46,350. For a more comprehensive breakdown of the changes in tax for high earners then read our guide: https://www.galeandphillipson.co.uk/…