Brian Mellor Financial Services Limited

We know that age is just a number, and for different people it means different things. It’s also a phrase used by some people who oppose age restrictions. In the UK, 65 years of age has traditionally been taken as the marker for the start of older age, most likely because it was the official retirement age for men and the age at which they could draw their State Pension
http://www.brianmellorfs.co.uk/age-is-jus t-a-number/

Setting goals marks the beginning of financial planning to help you achieve the objectives at various life stages. Goal-setting gives meaning and direction to the various financial decisions you will take during your lifetime. The start of a new year is the perfect time to review your financial strength, pore over your budget and make big plans for next year.
http://www.brianmellorfs.co.uk/2020-finan cial-resolutions/

We have kindly sponsored local football team, Ball Haye Greens training t-shirts for the current season.
The Green are currently sat in 2nd place in Division One of the Staffordshire County Senior League.
We wish them all the best for the second half of the season in there quest for promotion back to the Premier Division.

Understanding how money works is an essential life skill. Unfortunately, for a lot of people, these lessons come later than they should, and often as the result of something going terribly wrong
http://www.brianmellorfs.co.uk/money-less ons/

It’s that time of year again when we all start to look ahead and set ourselves New Years resolutions. For some, it may be cutting back on the chocolate, for others it may be cutting back on work and retiring.
Now unfortunately we won’t be able to help with the chocolate, but when it comes to planning your future, we’ll be able to tell you if you’re financially capable of achieving those goals or resolutions.
Using advanced cash-flow modelling software we can provide you with... a comprehensive breakdown of your capital assets and liabilities, and forecast whether you’ll have sufficient assets to achieve the lifestyle you desire.
So this New Year, if you’re thinking of early retirement, purchasing that new car or any other dreams you may have, please get in touch with your adviser or contact the office on 01538 371288 and we can help show you if they’re achievable and what impact they may have.
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The International Longevity Centre says. “The simple fact is that those who take advice are likely to be richer in retirement.”
Here at Brian Mellor Financial Services we strongly believe that financial advice is key to helping you not only build your financial wealth, but most importantly, to help you turn your dreams into reality.
Over 25 years of being in the business, we’ve seen the positive impact that good quality financial advice can have on our client’s lives, and for... us this is the greatest value we can offer.
To put a figure on this ‘value’ hasn’t always been the easiest thing to do. However, recent independent research conducted by the International Longevity Centre has shown that people who took financial advice around the turn of the century were on average over £47,000 better off a decade later than those who did not.
The research also found that those who took ongoing advice had pension pots on average fifty per cent higher than those who had only taken one-off advice at the beginning of the period.
Read the full research here: https://ilcuk.org.uk/financial-advice-pro vides-47k-wealth-…/
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Please find our Christmas Opening Hours 🎅

⛄️🎅National Christmas Jumper Day⛄️🎅
Here is a picture of the team all wearing their Christmas jumpers for National Christmas Jumper Day.
We will be making a donation to Save the Children.

Millions of savers risk missing out on money from their final pension pot if their provider doesn’t have their correct planned retirement date. The analysis[1] revealed that workplace pension savers in the UK could miss out on thousands of pounds in retirement because they haven’t updated their planned retirement date.
http://www.brianmellorfs.co.uk/time-to-up date-your-planned…/

One in, One out
We are pleased to announce our latest signing Julie Dale.
Jules has 18 years’ experience in reception and administration roles. She started working in Financial Services in 2007 as a receptionist, quickly progressing to PA to the Managing Director leaving this role in 2016 to work as an administrator at a leading floor manufacturer in Cheshire. ... In her spare time, Jules is a keen traveler and loves to explore both the UK and Europe with her husband in their motorhome. Further to this, she travels to Singapore to visit her son and his young family. Jules recently became a Grandparent for the first time to Amelia.
The team are also sad to announce the departure of Sharon Downing. Sharon joined the team back in November 2018 and has returned to a role in school administration. We wish her all the best for the future.
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Great result Saturday, it was a fantastic game and a joy to watch.
Thanks to all at Leek Rugby Football Club for the warm welcome and gracious hospitality as always.
Good Luck for the rest of the season from all here at Brian Mellors.

Tomorrow we are sponsoring Leek Rugby Football Club at Esterchem Park where they take on Moseley Oak.
Good luck lads fingers crossed we can get a win.
https://www.facebook.com/events/300834208 2528665/

Last week a handful of the team attended the Personal Finance Society (PFS) Futureproof conference at the ICC in Birmingham.
Futureproofing was the focus of the conference, providing insights and guidance to help us thrive in an unpredictable and ever changing world.
As the German Christmas Markets were on it would of been rude not to sample a gluehwein or a Stein.

Older workers are an invaluable component of the UK workforce, given their extensive industry knowledge and expertise that all colleagues – particularly younger generations – can benefit from
http://www.brianmellorfs.co.uk/health-fea rs/

On Wednesday 20th November the team at Brian Mellor Financial Services are hosting a quiz night to help raise funds for 3 local charities that are very close to our hearts.
We are helping to raise money for Springfield School, Horton Lodge Community Special School and Wheelies. Monies raised will help fund there Christmas parties.
Should you wish to enter a team, we would be grateful if you could please contact the office or email Andrew at andrew.tideswell@brianmellorfs.co.u. ..k.
Maximum teams of 5 with a £20 entry fee. We hope you can make it
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Time is running out to open a Help to Buy ISA.
As of the 30 November 2019 savers will be unable to open an account. Savers with existing accounts will be able to continue to save to your accounts. You must claim your bonus by 1 December 2030.
https://www.moneyadviceservice.org.uk/… /a-guide-to-help-to-…

Nobody wants to worry about how they’ll pay the bills if they become sick or injured and can’t work. But illness or injury can strike at any time and can lead to serious fnancial trouble. The latest government fgures[1] report the dramatic increase in the likelihood of long-term sickness absence when we age, leading to an employment absence of four weeks of more.
... http://www.brianmellorfs.co.uk/financial- support-2/
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