Enable Independent Flp - Independent Financial Advisor

Divesting assets – gifting assets and transferring property
There is also gifting as a way of divesting but there are a host of rules and legal implications of gifting assets and transferring property http://ow.ly/UZcB30nlGh0

Using up you tax-free allowances
Enables IFA’s know each year taxes will be due but the rates can change rapidly. There are several tax-free allowances that need to be taken into account for any financial planning http://ow.ly/iDrz30nlGd2

Tax-free allowances - have you taken full advantage of these?
Enable's IFA’s know each year taxes will be due but the rates can change rapidly. There are several tax-free allowances that need to be taken into account for any financial planning http://ow.ly/IZbp30nf84L

Divesting assets – have you considered this as part of your savings?
Enable’s IFA’s encourage and support saving and investment but part of the picture is also divestment. It is the opposite of an investment, and it is the process of selling an asset for financial, social or political goals http://ow.ly/orlr30nf7ZZ

Christmas hamper delivered - Congratulations again to Sarah Francis who was the winner of our #WinChristmasHamper competition! @artisanlanegifts

Wishing you all a very Merry Christmas from all of the team at Enable Independent...

Brexit financial plans #Brexit
Enable’s IFAs like many others are finding it frustrating how hard it is to accurately predict how Brexit will impact financial planning and investment management http://ow.ly/Exk030n2DbZ

What is patient capital?
The FCA recently proposed changes that would help unlock what it calls patient capital. Enable’s IFAs know that patient capital is an investor seeking long-term returns, such as venture capital or infrastructure e.g. through unit-linked funds to retail investors http://ow.ly/et7N30n2D7j

Congratulations to Sarah Francis who is the winner of our #WinChristmasHamper competition! Please look out from a PM from one of our team, thanks

Buy-to-let income part of any balanced portfolio?
As we have said before property, is always part of any balanced portfolio. Despite all the changes in the buy-to-let sector, it would seem that income for landlords especially those with property in London http://ow.ly/LdIg30mZ7P4

Who wants compulsory pension saving?
Enable’s experienced IFA’s of Bishop’s Stortford is in favour of mandatory pension contributions as are two-thirds of British adults according to some new research http://ow.ly/redB30mZ7M1

Last chance to enter our Christmas Competition - #Win a luxury Christmas Hamper from Artisan Lane delivered to your door before Christmas - worth £105 just LIKE, FOLLOW and SHARE our FB page plus our competition post to enter #WinChristmasHamper Artisan Lane Gifts. T's and C's do apply please see our website.

Christmas Competition - #Win a luxury Christmas Hamper from Artisan Lane delivered to your door before Christmas - worth £105 just LIKE, FOLLOW and SHARE our FB page plus our competition post to enter #WinChristmasHamper Artisan Lane Gifts. T's and C's do apply please see our website.

Christmas Competition - #Win a luxury Christmas Hamper from Artisan Lane delivered to your door before Christmas - worth £105 just LIKE, FOLLOW and SHARE our FB page plus our competition post to enter #WinChristmasHamper Artisan Lane Gifts. T's and C's do apply please see our website.

***CONGRATULATIONS*** to Olivia who is the winner of our Colchester Zoo colouring competition! Please contact our offices on 01279 755 950 and arrange a time to pick up your prize.
Thank you very much for all your beautiful entries and votes, there was much support on the voting front which shows the quality and enthusiasm for all the entries.

Good morning voting has now ended and we will be shortly announcing the winner of our Colchester Zoo Colouring Competition.