Hartsfield Financial Services

In case you missed it...
Here is our summary of the main changes to come out of the budget last week and how they might affect you.
https://www.hartsfield.co.uk/blog/your-20 20-budget-summary/

We are really proud to announce that three of our advisers – Joy Wisniewski, John White and Michael Blair – are featured in The Times in ‘VouchedFor’s 2020 Guide to the UK’s Top Rated Financial Advisers’.
Joy, John and Michael have made the top rated list based on all the positive reviews they received over the past year from clients across Bristol and Wiltshire.
#toprated #reviews #recognition
... https://www.hartsfield.co.uk/…/three-ha rtsfield-advisers-a…/
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A warm welcome to our newest team member Jon Stevens on his first day today!
We are all thrilled to have Jon join us and wish him a long and successful career as part of the Hartsfield family.
#welcome #firstday

What better way to start the New Year than to share some fantastic feedback from one of John White's clients.
#clientfeedback #topclass

Wishing you all a very Merry Christmas and a Happy New Year!
The office is open until 5pm today and then we will be closed over the Christmas period. We will be re-opening on Thursday 2nd January ready and raring to go.
Lots of exciting news coming up for Hartsfield in 2020 - watch this space!

Very pleased and proud to announce that we have been shortlisted for the Professional Adviser Awards 2020 in the “Adviser firm of the year – South West” category.
It was a real team effort completing our entry, but a special thank you to Mark Futcher and Simon Moriarty for their hard work.
https://www.professionaladviser.com/…/r evealed-advice-firm-…

We have another one...
Happy 5-Year-Harts-Versary Gareth Lewis!
Gareth joined Hartsfield on the 10th November 2014 and, over the last five years, he has overseen the growth in Hartsfield’s Managed Portfolio Service - not just in terms of Assets under Management – but also through the introduction of a comprehensive range of active, passive and goal-based portfolios. These portfolios have stood up to all sorts of scrutiny and testing – internal and external – over that time wi...thout falter. Our investment service – like Gareth himself – is a source of immense pride.
We are honoured and lucky to have his loyalty and trustworthiness and his entrepreneurial streak is helping redefine Hartsfield as we move into our second decade of existence in 2020.
Thank you Gaz - here's to the next 5 years!
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There are a lot of different terms thrown around which are used interchangeably (sometimes incorrectly) to describe values-based investing. Essentially, the aim is to include environmental, social and governance (ESG) factors into investment decisions.
The two most common terms are ‘ethical’ and ‘sustainable’ investing.
#ethicalinvesting #sustainableinvesting
... https://www.hartsfield.co.uk/blog/what-is -esg-investing/
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Everyone understands that pensions are essential when it comes to being able to live well in retirement.
But what are the benefits of working with an adviser?
https://www.hartsfield.co.uk/…/do-i-nee d-a-financial-advis…/

Thomas Cook collapsing last month has resulted in the loss of around 9,000 jobs in the UK.
This means many ex-employees are now facing significant financial distress, with unpaid expenses and up to seven weeks worth of pay still outstanding. Although there is no way to predict this type of situation, there is protection available which can be put into place now, to potentially help cushion any challenges life may throw at you in the future.
But what options do you have?
... https://www.hartsfield.co.uk/…/plan-for -the-best-and-prepa…/
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Our investment portfolio manager Gareth Lewis had his views included in this Wealth Manager article yesterday -
'Fixed income exposure remains the key risk for many wealth managers. Hartsfield portfolio manager Gareth Lewis warned that negative rates are like the event horizon around a black hole'.
'Lewis added that he is mindful of the need to be prepared for a paradigm shift in markets generally'.
... https://citywire.co.uk/…/wealth-manager s-build-rec…/a1269746
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Happy 5-Year Harts-versary Joy Wisniewski!
On the 22nd September 2014 Joy Brady began work with Hartsfield Trustee Services Limited as a Relationship Manager.
Within 5 years Joy has (amongst other things):... • Completed the level 4 diploma (in 7 months) • Become a financial adviser • Been promoted to head of advice • Got a visa (phew) • Got married (to Josh) • Bought a home • Had a kid (Harry – 1 year old yesterday so Happy Birthday Harry!) • Got another kid on the way (arriving early November) • Become a trusted and valued friend and colleague
We are really proud of what Joy’s achieved and cannot thank her enough for her help in getting Hartsfield to where we are today.
We cannot wait to see what the next 5 years brings!
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How often do you review your mortgage?
If you are considering your options less than once a year, you could be missing out on the best deals. #mortgageadviser
... https://bit.ly/2lSf5bv
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Everyone understands that pensions are essential when it comes to being able to live well in retirement.
But what are the benefits of working with an adviser?
https://www.hartsfield.co.uk/…/do-i-nee d-a-financial-advis…/

Amazing branding workshop with Anna Plotnek and Richard Plotnek from PLOTT Creative today.
We involved the whole team and explored what makes us special. We started to piece together what our story is, combining what the team love about working here and what our clients value.
Tough question of the day - if Hartsfield were a character in a film, who would we be??
... Exciting things to come for Hartsfield, watch this space...
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What is the connection between Lorraine Kelly and the IR35 changes coming in next April which will affect private sector contractors?
These changes were already rolled out to the public sector in April 2017, we'll go through what it means.
https://www.hartsfield.co.uk/blog/what-is -ir35/

https://www.bbc.co.uk/news/uk-politics-49 049852 #impressthecat

Significant changes to property tax are coming next year…
There is widespread confusion and lack of awareness amongst second-home owners of the new rules and obligations coming in April 2020.
https://bit.ly/2XSq6a3/