Plan Ahead Financial Ltd

As part of the response to the COVID-19 pandemic, lenders are actively introducing their schemes of support in relation to payment holidays to support homeowners through this difficult time.
We would advise primarily you should do everything possible to pay your mortgage; if you can afford to pay, you should. In the event that the current situation puts pressure on a client’s affordability, our current understanding is the vast majority of lenders will treat each case on its ...own merits and you should be proactive about contacting them as early as possible before difficulty arises. It is also imperative you seek clarity on whether your credit score will be impacted by any payment holiday arrangement.
Like most things at the moment, it is a work in progress and updates are being issued on a regular basis regarding criteria, eligibility and requirements.
It is worth noting that some lenders have confirmed payment holidays will not be granted to clients in arrears.
Please also note that at this point in time, there remains uncertainty regarding scenarios where a client has a current rate expiry – some lenders will not allow a Product Transfer to be processed if the client is on a Mortgage Holiday. Therefore it is probably best practice to complete a Product Transfer first then apply for a Holiday afterwards.
Our advice would be to contact the relevant lender direct for full confirmation. Or please contact us for further advise or help completing a product transfer if your rate has expired / due to expire.
A few lenders are also temporarily withdrawing some new business applications, so again please contact us if you need any mortgage advice or assistance.
From us all at Plan Ahead, we wish everyone safe and well in these challenging times.
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Government to pay up to 80% of wages to stop job losses

Bank of England cut rates to 0.1%
https://www.investmentweek.co.uk/…/boe- cuts-rates-pandemic-…

Bank of England cuts base rate to 0.1 per cent; good news for home owners call us and we will offer our Professional expertise on your mortgage with No Broker fee when mentioning corona

https://www.mortgagesolutions.co.uk/…/b arclays-mortgage-re…/

https://www.mortgagesolutions.co.uk/…/n ationwide-confirms…/…

https://www.mirror.co.uk/…/coronavirus- how-apply-three-mont…

The Bank of England has slashed the base rate from 0.75 per cent to 0.25 per cent in an emergency response to the outbreak of the coronavirus.
Earlier this week stock markets plummeted amid fears of the economic impact of the global outbreak.
The move by the Bank of England comes ahead of the 2020 Budget later today which is set to be dominated by the government’s response to the coronavirus.
... Chancellor Rishi Sunak is expected to announce further initiatives to help businesses and a package of spending measures to help the UK’s economy.
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It’s always a nice feeling helping clients achieve their dreams, but it’s extra special when we receive a lovely surprise in the post 😊

* Are you aged 55 or over, retired with low or little income? * Want to release cash from your home? * Need to repay back your interest only mortgage as the terms ended ? * Like to borrow against your home to give your children a deposit? * Bad credit, Defaults or CCJ and need to purchase a new home or remortgage to debt consolidate?... * Contract workers/ self employed / first time buyers / guarantor mortgages / Buy to let
Speak to us about your mortgage requirements and see how we can help you. We usually have a solution for most scenarios.

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Feeling mixed emotions but after 16 years of making memories here, it’s time to sell my beloved flat and move to pastures new. If anyone is looking for an ideal first time buyer property or buy to let investment, please pm me or share with friends and family. Also happy to help with any mortgage enquiries.

Happy new year from us all at Plan Ahead. If your new years resolution is to refinance, remortgage, debt consolidate or if you have an equity release, first time buyer or buy to let enquiry, contact us for a free no obligation chat to see how we may be able to help you.

Plan Ahead, Get Ahead, Stay Ahead. Call us for an initial consultation.

For Mortgages, Equity Release, Buy to Let, bridging finance, , Development finance, Commercial Lending. Plus all you Insurance Requirements.

It’s always nice to receive such positive feedback! As Independent brokers we have mortgages available for most scenarios, including no age limits, interest only options, mortgages for self employed with 1 years accounts, contract workers or even those with bad credit - Contact us with your mortgage enquiry and see how we can help you.

* Are you aged 55 or over, retired with low or little income? * Want to release cash from your home? * Need to repay back your interest only mortgage as the terms ended ? * Like to borrow against your home to give your children a deposit? * Bad credit, Defaults or CCJ and need to purchase a new home or remortgage to debt consolidate?... * Contract workers/ self employed / first time buyers / guarantor mortgages / Buy to let
Speak to us about your mortgage requirements and see how we can help you. We usually have a solution for most scenarios.

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* Are you aged 55 or over, retired with low or little income? * Want to release cash from your home? * Need to repay back your interest only mortgage as the terms ended ? * Like to borrow against your home to give your children a deposit? * Bad credit, Defaults or CCJ and need to purchase a new home or remortgage to debt consolidate?... * Contract workers/ self employed / first time buyers / guarantor mortgages / Buy to let
Speak to us about your mortgage requirements and see how we can help you. We usually have a solution for most scenarios.

See More