About Roseberry Financial
Roseberry Financial Ltd is a North East based firm of Financial Advisers offering advice on mortgages, pensions, investments, protection and general insurance products.
Message us now to book an appointment.
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The new tax year starts this Saturday, will you be a tax winner or loser from 6th April 2019?
Bank of England Monetary Policy Committee votes unanimously to hold bank base rate at 0.75%
The new tax year is coming up. You financial planning could be impacted by these key dates in your 2019 financial diary.
Key dates for 2019:
1 April
... National Living Wage (for age 25+) rises to £8.21.
National Minimum Wage rises to £7.70 (21 - 24-year olds), £6.15 (18 - 20-year olds), £4.35 (16 - 17-year olds), and £3.90 (apprentices under 19 or in the first year of their apprenticeship).
Council tax bills rise up to 4.99%
Universal Credit for households with children and those with disabilities will to go up £1,000.
5 April
End of the 2018/19 tax year. Have you used all your allowances?
6 April
Start of the 2019/20 tax year ISA allowance remains at £20,000
Junior ISA allowance goes up to £4,368
Minimum pension auto-enrolment contributions go up to 8% (at least 3% from the employer and 5% from the employee). State Pension rises by 2.6%.
Recipients of the old State Pension will get an extra £3.25 a week, those with the new State Pension will get an extra £4.25.
Lifetime allowance for tax free pension saving rises to £1,055,000
Personal allowance rises to £12,500
Higher rate tax threshold goes up to £50,000
Mortgage interest relief for landlords goes down to 25% Contact us if this impacts you!
1 May
National Savings and Investments index-linked savings to CPI
21 June
Go Home on Time Day: part of a national campaign to highlight the importance of having a good work-life balance. Leave on time and do something you love!
1 July
New rules mean mobile phone providers must make switching easier
31 July
Tax credit renewal deadline for anyone who claims Working Tax Credit or Child Tax Credit
29 August
Payment Protection Insurance (PPI) Deadline day - you have until 11.59pm to claim for mis-sold PPI
31 October
Paper self-assessment deadline for your return to be with HMRC.
30 November
Help to Buy ISA closes to new savers.
Your financial plan could be impacted by these key dates. Talk to us for advice.
HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen.
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MPs reject Theresa May's Brexit deal again - what happens now?
http://news.sky.com/…/mps-reject-theres a-mays-brexit-vote-a…
Mortgage rates are cut in January sale as banks slice interest rates!
Contact us for expert mortgage advice in 2019 via:
- Facebook Messenger 💬
... - 01642 715062 - Stokesley Office ☎️
- finance@roseberrygroup.co.uk 📩
YOUR HOME/PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
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Key dates for your finances in 2019
Why overpaying your mortgage is a better bet than savings!
Contact us for expert mortgage advice in 2019:
- Facebook Messenger 💬
... - 01642 715062 - Stokesley Office ☎️
- finance@roseberrygroup.co.uk
YOUR HOME/PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
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Looking to buy your first home in 2019?
Take a look at these government schemes that may help you secure your first property.
Contact us for expert mortgage advice in 2019 via:
... - Facebook Messenger 💬
- 01642 715062 - Stokesley Office ☎️
- finance@roseberrygroup.co.uk 📩
YOUR HOME/PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
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Re-mortgaging hits a 10 year high as more borrowers take advantage of low rates to lock into a new deal!
Contact us now to book your January 2019 appointment for expert advice on your own re-mortgage options.
- Facebook Messenger 💬
... - 01642 715062 - Stokesley Office ☎️
- finance@roseberrygroup.co.uk 📧
YOUR HOME/PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
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FTSE suffers worst one-day fall for more than two years! 📉
Speak to us for expert pension and investment advice.
- Facebook Messenger 💬
... - 01642 715062 - Stokesley Office ☎️
- finance@roseberrygroup.co.uk 📩
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Bag yourself a bargain mortgage before Xmas as lenders cut rates!
Contact us for expert mortgage advice:
- Facebook Messenger 💬
... - 01642 715062 - Stokesley Office ☎️
- finance@roseberrygroup.co.uk 📩
- https://roseberry-financial.co.uk/mortgag es/review.php 🌎
YOUR HOME/PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
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Rental payments will soon appear on Experian Credit Reports, helping tenants improve how they are seen by lenders.
20 home improvement things you can do without planning permission!
1 in 4 borrowers find applying for a new mortgage deal very stressful, deterring them from switching!
Contact us and let our expert Advisers take the re-mortgage stress away from you!
- Facebook Messenger 💬
... - 01642 715062 - Stokesley Office ☎️
- finance@roseberrygroup.co.uk 📩
- https://roseberry-financial.co.uk/mortgag es/review.php
YOUR HOME/PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
See More
Experian adds rental payments to its credit reports to help thousands of first-time buyers get a mortgage!