Sanger Financial Services Ltd

About Sanger Financial Services Ltd

Mortgages
Life and Critical Illness Cover
Income Protection
Family Income Benefit
Home Insurance
Wills & Estate Planning

Covers all areas in the UK.

Sanger Financial Services Ltd Description

With over 15 yearsŌĆÖ experience in financial services, I will be able to guide you through the whole mortgage process. Whether you are a First time buyer, moving home or have come to the end of your current mortgage deal; I can search through a comprehensive list of mortgage lenders and over a 1, 000 mortgage products to ensure you get the best deal possible.

Our initial mortgage consultation is free. We will charge a fee between ┬Ż150 and ┬Ż500 on mortgage application. The amount we will charge is dependent on the amount of research and administration required.

After an initial 10 minute chat over the phone, I will be able to give you an idea of costs. If we agree that it will be beneficial for you to proceed, I will be happy to travel to you to go through an in depth meeting including full advice and recommendations.

I am based in Pontefract but travel to all areas in England and Wales.


Richard Sanger t /a Sanger Financial Services is an appointed representative of First Complete which is authorised and regulated by the Financial Conduct Authority for Mortgages and non-investment advice only.

Your home may be repossessed if you do not keep up to repayments on your mortgage.

Reviews

User

New business cards designed by Matthew Scott @ graphically gifted :)

User

A scary fact here from Moneyfacts.
If you have a mortgage coming to the end of its fixed rate, give us a call on 07825 339558 or contact us via www.sangerfs.co.uk to see how we can help you get it sorted!
Share to also help your friends!! ­¤æŹ
... https://www.facebook.com/183393041689368/ posts/2216474308381221/
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User

Did you know that more than one in six working families would receive little or no help from the state and see their income drop by a third, if the main earner became unable to work?

If this worries you, give us a call on 07825 339558 or contact us via our website www.sangerfs.co.uk to discuss it further.

User

Did you know that estate agents will not take a property off the market until you have proved that you can actually afford it? Why not avoid the delay and get your Approval In Principle today before seeing your dream house! ­¤ÅĪ­¤ÅÜ’ĖÅ
Our advice is completely free so get in touch via www.sangerfs.co.uk or call us on 07825339558 NOW! ­¤Æ╗­¤ō▒
... *** If you do not keep up to your mortgage payments, your house may be repossessed ***
(Don't forgot that if you refer a friend and they make an application, YOU get ┬Ż50 vouchers of your choice!! - so PLEASE SHARE now!) ­¤Æ░ ­¤æŹ
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User

Have a read of the link... Would you like to sort your mortgage out with no jargon, everything transparently explained, whilst potentially saving some money?
Then get in contact with us at www.sangerfs.co.uk or call us on 07825 339558
*** If you do not keep up to your mortgage payments, your house may be repossessed ***
... https://www.thetimes.co.uk/ŌĆ”/busting-th e-jargon-of-mortgaŌĆ”/ŌĆ”
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User

You may have seen the recent news... 0.25% INCREASE IN INTEREST RATES!!!
Wondering what effect this will have on your mortgage?
Well if your mortgage is one of the following:
... * On a tracker rate with no penalties * On the lenders standard variable rate * On a 'deal' with less than 6 months to expiry ...
then act TODAY to take advantage of current market rates and to explore the options available to you.
Call us on 07825 339558 or contact us via our website where you can also find out more about what we offer www.sangerfs.co.uk
Please share ­¤æŹ­¤Å╗
*** If you do not keep up to your mortgage payments, your house may be repossessed ***
See More

User

Whether youŌĆÖre a first time buyer or a home mover, we can help! Check out www.sangerfs.co.uk for more information and to get in touch.
**If you do not keep up to your mortgage payments, your house may be repossessed**

User

Good luck to England tonight ...you can do this ŌÜĮ’ĖÅ­¤śü­¤Öī­¤śüŌÜĮ’ĖÅ

User

We are super excited to launch our NEW website! Check it out here...
www.sangerfs.co.uk
***Please share!***
... ItŌĆÖs not just mortgages that we do, have a browse of our website and give us a call on 07825 339558 if we can help you in any way ­¤śŖ
A massive shout out to Matt at Graphically Gifted ~ what a fantastic job he has done!
*Your home may be repossessed if you do not keep up repayments on your mortgage*
See More

User

We are super excited to launch our NEW website! Check it out here...
www.sangerfs.co.uk
***Please share!***
... ItŌĆÖs not just mortgages that we do, have a browse of our website and give us a call on 07825 339558 if we can help you in any way ­¤śŖ
A massive shout out to Matt at Graphically Gifted ~ what a fantastic job he has done!
*Your home may be repossessed if you do not keep up repayments on your mortgage*
See More

User

BT have put together a great list on how to keep burglars at bay this Christmas. Have a read for some tips!
But above all have your home insurance reviewed to make sure if covers you correctly over the festive season so that if anything does happen it doesnŌĆÖt ruin Christmas! - give us a call on 07825339558 or send us an email at sangerfs@gmail.com to help us get you sorted.
http://home.bt.com/ŌĆ”/dont-let-thieves-s teal-your-christmas-ŌĆ”

User

ItŌĆÖs can be a good idea to keep on top of your credit rating if you could be applying for a mortgage in the next few years.
Sometimes, you can increase your score with some simple changes.
If you have any questions, then I am always happy to help.
... Richard 07825339558
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User

Sanger Financial Services are delighted to announce our new employee, Jill Radley. Jill has over 20 years experience in financial services and is genuinely the most customer centric person I have ever met. I am positive Jill will make a huge contribution to the business moving forward.
Jill will be primarily taking care of our post application business, ensuring a speedy process whilst keeping our clients informed every step of the way.

User

https://www-independent-co-uk.cdn.ampproj ect.org/ŌĆ”/uk-interŌĆ”

User

Bank of England have risen interest rates for the first time in 10 years!!
If you want to know what impact this will have on YOUR mortgage, give me a call for a free chat on 07825339558
https://www.facebook.com/sarahlouisesangŌ Ć”/posts/812563002923

User

Sanger Financial Services has given out over ┬Ż600 in vouchers to people who have recommended friends in the last month.
Thank you everyone for your support.
Remember;
... ­¤Æ░­¤Æ░­¤Æ░Refer a friend and get ┬Ż50 vouchers of your choice on completion­¤Æ░­¤Æ░­¤Æ░
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User

Is there someone with CeMAP looking for a little extra cash? As my business grows I need someone to help with administrative duties. Must be organised and have mortgage experience.
Would only be around 3 hours a week and would be based from home. Can easily be done alongside a full time job. Must have own laptop.
Please contact me on 07825339558 if interested.

User

The best thing about Richard is that he genuinely wants the best solution for you. I didn't feel like he wanted to get anything OUT of me, rather to put something IN! When you're looking for advice and the best solution for you - don't go anywhere else. Sanger Financial Services are brilliant.

User

Sanger Financial Services have helped us get the right mortgage to suit our needs. Richard was at hand every step of the way and fully explained each process which seemed a minefield to us. Thank you so much. Would definitely recommend

User

Richard us great. After I enquired ghe gave us a call to discuss my options for getting a mortgage. After the call he came for a home visit to further discuss and we are still continually in contact while my husband and me house hunt.

He also gave great advice and options about life insurance and I feel so much better knowing my husband and me are both covered and our kids will have money if anything should happen.



Couldn't recommend enough.

User

Rich was awesome. Would highly recommend for anyone looking for mortgage advice

User

I will definitely be contacting Richard again in the future for mortgage advice. Very helpful and informative. The whole process was a lot easier than anticipated. Highly recommend!!

User

I contacted Sanger Financial Services to review an accident sickness policy I had in place. I had taken it out with my mortgage provider. After a very brief chat I was told that, for the same price, I could have 3x the cover and it would pay out for 2 years instead of 1!!



Service was brilliant and policy went straight through.

User

I canŌĆÖt recommend Sanger Financial Services enough. Richard was absolutely fantastic to deal with. He was by my side through the whole stressful process of buying a house, he got me a great Mortgage, Solicitor, insurance & was always there on the other end of the phone whenever I needed his advice. Richard is not only quick but very genuine & thorough

User

I cannot recommend Richard enough. His knowledge and support made buying a house much easier. Along with finding us the best mortgage and even saving us money. Being a first time buyer, we required a lot of support. Richard was there 24/7, unlike going through a bank with set times and talking to different people. He also set up our life insurance and spoke to the bank on my behalf which was a big help. So thank you Richard. See you in a few years.

User

I can't recommend Richard enough. We had such amazing service. He went way beyond my expectations in helping us solve problems with our house purchase, including finding us a new solicitor when our previous one was unable to complete the process. You will always have our custom. Thank you.

User

Highly recommended mortgage advice from Sanger Financial Services. Can't thank them enough. Saved me money and has the patience of a saint - which was needed big time! Thank you Mr Sanger, I will be back in a few years ’┐Į

User

Cannot thank Richard enough for helping us find the mortgage lender which was right for us and the whole process to get our perfect home couldnŌĆÖt of done it without him would definitely recommend Richard as he is there at the other end of the phone every step of the way

User

As the dust settles, the boxes unpack, and the house starts to feel like home it's about time I leave a review for Richard. What a top guy and great service.

Firstly Richard was able to secure an agreement in principle well above our initial thoughts on what we could borrow which gave us confidence and flexibility when looking for our new house.

Secondly he was able to secure an amazing rate on our new mortgage meaning not only could we borrow the amount we wanted but with barely an increase in our monthly mortgage payments from what we were paying on our old house.

Richard was always on hand to give us advice and help whether it was in respect of solicitors, negotiating with our sellers and buyers agents he was always there advising us what to do and what to say.

This was our third house purchase and Richards service far out-shone previous advisors we had used.

User

Did you know that more than one in six working families would receive little or no help from the state and see their income drop by a third, if the main earner became unable to work?

If this worries you, give us a call on 07825 339558 or contact us via our website www.sangerfs.co.uk to discuss it further.

User

The best thing about Richard is that he genuinely wants the best solution for you. I didn't feel like he wanted to get anything OUT of me, rather to put something IN! When you're looking for advice and the best solution for you - don't go anywhere else. Sanger Financial Services are brilliant.

User

Sanger Financial Services have helped us get the right mortgage to suit our needs. Richard was at hand every step of the way and fully explained each process which seemed a minefield to us. Thank you so much. Would definitely recommend

User

Richard us great. After I enquired ghe gave us a call to discuss my options for getting a mortgage. After the call he came for a home visit to further discuss and we are still continually in contact while my husband and me house hunt.

He also gave great advice and options about life insurance and I feel so much better knowing my husband and me are both covered and our kids will have money if anything should happen.



Couldn't recommend enough.

User

Rich was awesome. Would highly recommend for anyone looking for mortgage advice

User

I will definitely be contacting Richard again in the future for mortgage advice. Very helpful and informative. The whole process was a lot easier than anticipated. Highly recommend!!

User

I contacted Sanger Financial Services to review an accident sickness policy I had in place. I had taken it out with my mortgage provider. After a very brief chat I was told that, for the same price, I could have 3x the cover and it would pay out for 2 years instead of 1!!



Service was brilliant and policy went straight through.

User

I canŌĆÖt recommend Sanger Financial Services enough. Richard was absolutely fantastic to deal with. He was by my side through the whole stressful process of buying a house, he got me a great Mortgage, Solicitor, insurance & was always there on the other end of the phone whenever I needed his advice. Richard is not only quick but very genuine & thorough

User

I cannot recommend Richard enough. His knowledge and support made buying a house much easier. Along with finding us the best mortgage and even saving us money. Being a first time buyer, we required a lot of support. Richard was there 24/7, unlike going through a bank with set times and talking to different people. He also set up our life insurance and spoke to the bank on my behalf which was a big help. So thank you Richard. See you in a few years.

User

I can't recommend Richard enough. We had such amazing service. He went way beyond my expectations in helping us solve problems with our house purchase, including finding us a new solicitor when our previous one was unable to complete the process. You will always have our custom. Thank you.

User

Highly recommended mortgage advice from Sanger Financial Services. Can't thank them enough. Saved me money and has the patience of a saint - which was needed big time! Thank you Mr Sanger, I will be back in a few years ’┐Į

User

Cannot thank Richard enough for helping us find the mortgage lender which was right for us and the whole process to get our perfect home couldnŌĆÖt of done it without him would definitely recommend Richard as he is there at the other end of the phone every step of the way

User

As the dust settles, the boxes unpack, and the house starts to feel like home it's about time I leave a review for Richard. What a top guy and great service.

Firstly Richard was able to secure an agreement in principle well above our initial thoughts on what we could borrow which gave us confidence and flexibility when looking for our new house.

Secondly he was able to secure an amazing rate on our new mortgage meaning not only could we borrow the amount we wanted but with barely an increase in our monthly mortgage payments from what we were paying on our old house.

Richard was always on hand to give us advice and help whether it was in respect of solicitors, negotiating with our sellers and buyers agents he was always there advising us what to do and what to say.

This was our third house purchase and Richards service far out-shone previous advisors we had used.

More about Sanger Financial Services Ltd

Sanger Financial Services Ltd is located at Low Green, YO23 3SB Copmanthorpe
07825339558
http://www.sangerfs.co.uk