Siobhan Rodgers, Independent Mortgage & Protection Adviser

If you purchased your house through Help to Buy then this article is for you! People that have used this scheme are now lacking options on how to remortgage their home.
If you have found yourself in this situation get in touch for a free consultation!
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
... https://www.telegraph.co.uk/…/help-buy- homeowners-remain-d…/
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It was confirmed on Thursday that the Bank of England have raised the base rate from 0.5% to 0.75%. The below article shows the effect of the interest rate rise on mortgage payments that are not on a fixed rate as well as stating that there may be more increases to come.
This increase is likely to take effect almost immediately however it's not too late for those not on a fixed rate deal! Get in touch for a free consultation on how we can get the best fixed rate deal for you....
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
https://www.theguardian.com/…/how-will- interest-rate-rise-a…
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The Bank of England have recently indicated that interest rates may increase as early as August. For anyone not on a fixed rate deal, now is the time to review your mortgage!
Get in touch for a free consultation on how we can get the best deal for you.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
... https://www.theguardian.com/…/bank-of-e ngland-moves-closer-…
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How competitive is your mortgage rate?
See how the 4 main mortgage types compare; how the rates vary between 10 of the main lenders, and what effect this would have on your monthly repayments (based on a 90% Loan to Value mortgage on the UK average house price of £234,000 over a term of 25 years).
There are pros and cons to each mortgage type, and the best option for one person may not be the best for another.
... Get in touch today to arrange a free consultation on how I can get the best mortgage deal for you!
Rates accurate as of 3rd April 2018. Not all will be eligible to receive the rates shown. Your home may be repossessed if you do not keep up repayments on your mortgage.
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In recent years, there have been more lenders offering mortgage deals with a deposit of only 5%. Although these are usually offered at a higher interest rate, it's great for first time buyers thinking of getting on to the property ladder. The below article is a great read for anyone that's a bit unsure on what deposit they may need!
Get in touch for a free consultation on how we can get the best deal for you.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON ...YOUR MORTGAGE.
https://www.telegraph.co.uk/…/house-pri ces-fall-number-95p…/
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For those coming to the end of their fixed rate mortgage term! Many people don't realise that once your fixed rate term ends, the interest rate will revert to what's called the Standard Variable Rate. This is often significantly higher than what you'd get if you took out another fixed term.
Get in touch for a free consultation on how we can get the best deal for you. Don't get caught out!
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
... https://www.theguardian.com/…/interest- rate-rise-new-mortga…
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For anyone who is self-employed and looking to get a mortgage, the below article is for you! It provides a great insight into what things lenders may ask for when applying.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
https://www.theguardian.com/…/self-empl oyed-mortgages-home-…

The Bank of England have hinted that interest rates could rise earlier and by a larger rate than previously thought! Something for those not on a fixed rate mortgage deal to consider.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
http://www.bbc.co.uk/news/business-429867 29

For anyone that is not on a fixed rate mortgage or coming to the end of their mortgage deal, the below article highlights the importance of reviewing your mortgage in the event of any further interest rate rises!
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
http://www.telegraph.co.uk/…/bank-rate- rises-mortgage-coul…/