About Lenders 2 Borrowers Direct
Lenders to Borrowers Direct Ltd. , is a new UK registered private company in the business of introducing Private lenders to suitable Corporate Borrowers.
Lenders 2 Borrowers Direct Description
Lenders to Borrowers Direct Ltd (“L2Bdirect”) is a new independent service to provide introductions, professional due diligence and ongoing oversight to ‘private lenders’ (“Lenders”) who may wish to ‘cut out the middleman’ and securely lend funds directly to qualifying ‘corporate borrowers’ (“Borrowers”). Whereby such Lenders significantly increase the returns they receive on their capital.
The Lenders are private individuals with funds on deposit which are not currently yielding any significant income. By lending directly to the ‘end’ Borrowers, such returns can be as high as 8. 4% per annum.
The period of the loans (“Term”) is typically 1 to 3 years.
Interest (returns) is paid gross, directly to the Lenders, on a monthly basis, over the full Term of the loan.
The mechanism for such loans is by way of ‘corporate loan notes’ (“Loan Notes”) which are fully secured by both the tangible and intangible assets of the Borrower.
The services of L2Bdirect are provided to Lenders free of any fees or charges of any nature.
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Looking to develop and increase your monthly income from your capital sat in bank accounts that give a very low if non existant returns? We have a solution - Lenders2Borrowers Direct help you bypass the greedy banks and securely lend your money to well established businesses, providing you with interest income as high as 8.6% per annum, paid monthly. Message us via FB or email for more information. info@l2bdirect.co.uk
Let ‘Lenders2Borrowers Direct’ help you bypass the greedy banks and securely lend your money to well established businesses, providing you with interest income as high as 8.6% per annum, paid monthly. Message us via FB or email for more information. info@l2bdirect.co.uk
Terms & Conditions
* Private lenders provide the loans directly to the corporate borrowers. * The corporate borrower must provide the private lender with 100% security cover for the sum loaned. * The Loan periods [‘Term’] are typically from One to Three years. However, extended Terms can be considered.... * With most loans, there can be an early requirement for repayment, by way of a One year ‘rolling notice’ of demand. Whereby such a notice can be issued by either the private lender to recall their loan, or by the corporate borrower to repay the loan. * Loans are in increments of £5,000 [a ‘Unit’] whereby the minimum loan is 4 Units. However, there is a maximum number of Units, which fall into three categories, depending on the financial credentials of the private lender, being: A) First time lender with no corporate experience *max - 10 Units (£50,000) B) Lenders with some corporate experience but limited resources *max - 50 Units (£250,000) C) Sophisticated Investors *max - -Unlimited * The Interest paid varies with individual corporate borrowers, but is not less than 6.2% and not more than 8.4%, calculated calendar monthly. * Interest is payable monthly by the corporate borrower directly to the private lender, via a Standing Order. * The first interest payment is due one calendar month following transfer of the loan to the corporate borrower. * The Interest is paid ‘Gross’ to the private lender and any tax implications for the private lender thereafter is the private lender’s responsibility. However, quality tax advice is available if required.
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What’s in it for us ?
* Prior to a successful financial transaction, we charge no up-front fees or costs of any nature, neither from the private lender or the corporate borrower. * And in any event, we never charge any type of fee or cost to a private lender, prior to, during or after a transaction. * However, during the negotiation stages of the financial transaction, we will have agreed our potential fee with the corporate borrower and only on receipt of the loan capital, will the corporate borrower pay us. Such fee/s will include a small ongoing ‘oversight’ management change to police the monthly returns to the private lender and the eventual repayment of the loan capital directly to the private lender and the subsequent return of the Security Guarantee to the corporate borrower.
The current three-ringed circus we replace !
* The private lender deposits their capital with the Bank, at miserly rates of return * The Bank then on-loans the capital to a corporate borrower, at significantly higher returns, thereby taking the lion’s share of the profit * and what is the Bank’s input in exchange for taking most of the profit ? It does provide the individual with security for their capital and it does undertake ‘KYC’ [‘Know Your Customer’] and ‘Due Diligence...’ procedures on the corporate borrower.
HOWEVER, THEY DO NOT APPEAR TO BE DOING MUCH OF A JOB THESE DAYS !
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Lenders to Borrowers Direct Ltd
A new and secure way to make your savings earn you a higher monthly income.