Breakfree Debt Limited

ARE YOU STRUGGLING WITH DEBT? FINANCIAL PROBLEM? FACE YOUR DEBT AND BECOME DEBT FREE!! DO YOU HAVE ...... * LOANS... * CREDIT CARDS * STORE CARDS * CATALOGUES * OVERDRAFT * BILLS YOU HAVE BEEN CUT OFF FROM
STRUGGLING WITH DEBT..... * CANT SLEEP? * RECEIVING UNPAID REMINDERS? * CREDITORS CONSTANTLY CALLING FOR PAYMENTS ? * CANT KEEP UP WITH REPAYMENTS? * NOT LEFT WITH MUCH AT THE END OF THE MONTH? * INTEREST BUILDING UP ON CREDIT CARDS AND LOANS ? * RECEIVING BANK CHARGES FOR GOING OVER DRAWN? * FINDING IT DIFFICULT TO COPE WITH DEBTS ? * PANICKING ABOUT OVER DUE BILLS ?
WHY NOT LET US HELP YOU !!! CALL US ON 01512033464 WE ALSO DO FACE VISITS WE CAN COME AND TALK TO YOU OR YOU CAN COME TO US !! VISIT WWW.BREAKFREE.UK.COM
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Breakfree Debt Ltd is happy to welcome new staff member Michelle Walker who started on 21st September to fill the role of Personal Debt Advisor. If anyone is struggling with their finances please feel free to call Michelle on 0151 203 3465.

STEPS TO GET OUT OF DEBT - STEP 3: MAXIMISE YOUR INCOME
Are you getting all the income you can?
You may be eligible for government entitlements, such as:
... •Job Seekers Allowance if you are unemployed or have been made redundant. •Child Tax Credit and Working Tax Credit if you have children or are working on a low income. •Income Support if you are on a low income and meet other criteria. •Incapacity or disablement benefits, including mobility or attendance allowance. •Maintenance – contact the Child Support Agency if you think you may be eligible. •Income tax – make sure you are paying the correct tax. Check with Inland Revenue to see if you are on the right tax code. •Housing benefit and council tax relief – check with your local council.
Think about other ways you can increase your income. Here are a few ideas:
•Consider taking in a lodger if you have a spare room. •Ask working-age children to contribute to the bills or pay board. •Get a second job, working part-time. It may be a good temporary way to increase your income while you are trying to sort out your debts. Make sure you check out the tax situation first. •Increase your salary by working overtime if you can.
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A great day at Gregsons Indoor Market, good to see so many people. For anyone that didn't get a chance to talk to us feel free to call us on 0151 203 3463 for a chat.

Come and join us at Gregsons Indoor Market on Sunday 29th July for our Money Savings Exhibition where we are hoping to raise awareness about some of the simple ways to save a lot of money each month. There is also the chance to win a prize of free gas and electricity for a full year. We will be there from 12pm - 5pm. If you miss us or can't make it, don't worry - give us a call on 0151 203 3463.

STEPS TO GET OUT OF DEBT - STEP 2: YOUR INCOME AND EXPENSES Writing down your incoming money and outgoing expenses is a great way to organise your finances and will help you see exactly where your money is going. When you look closely at your spending habits it may become clear where you can make small cuts. When noting your expenses make sure you include all your priority bills such as rent/mortgage, council tax and utilities and don't forget things like insurances, child care costs and groceries. Feel free to call us for a full income/expenditure assessment or visit our website to download a template to use.

STEPS TO GET OUT OF DEBT - STEP 1: ACKNOWLEDGE YOUR DEBT Even making a simple enquiry with us is a positive start to dealing with your debt and means that you have admitted that you are struggling and you've started looking for solutions. You have the right attitude and can start climbing out of your debt. Feel free to call us on 0151 203 3463 for free advice.

Keep an eye out for our weekly money savings tips coming soon....

Take a look at our re-vamped website www.breakfree.uk.com

It can be really stressful dealing with debt worries and can cause sleepless nights. If you need a smile and a chuckle to take your mind off things then take a look at the below video on YouTube - clean comedy about debt. Had everyone in the office laughing:
http://www.youtube.com/watch…