Ged Potts - Mortgage & Protection Adviser

Thousands of potential homeowners aren’t applying for a mortgage because they mistakenly believe they would be turned down, new research suggests.

The annual Foundation auction is now open! There is a range of unique, ‘priceless’ experiences and art and signed memorabilia for you to choose from.
You can bid online until 12noon on Thursday 27 September. Bidding will then close until it re-opens as a live aution at the Lord's charity dinner.
... Items include: Sunset & Champagne Hot Air Balloon flight for two Middlesex match at Lord's and Tour for four Two tickets for England v Japan at Twickenham Salvador Dali - Petits Nus d'Apollinaire Private Dining for eight people at Mosimann's, London
Place your bids now
See More

The difference between how much people think they need as part of their life insurance cover and the real amount means many are left significantly underinsured.

Mortgage rates go up this month but savers still snubbed. If you’re on a variable rate deal, it’s likely you’ll be paying more for your mortgage from this month.

Homeowners in Britain are woefully under-prepared in the event of long-term sickness, accident or ill health.

Thanks Matthew Lyons. If anybody would like any advice on their Mortgage or Protection needs just drop me a message.

Misconceptions about ‘death in service’ benefits mean employees aren’t aware of how much money will be left to their families if the worst were to happen.

The belief that premiums are too expensive is one of the top reasons given as to why people haven’t taken out protection

Mortgage myths stop Brits from pursuing their dream of getting on the property ladder

A third of UK homeowners slipped onto their lender’s standard variable rate for an average of six weeks in 2017, costing them an additional

Another ‘record-breaking' year has been recorded for the protection industry, as figures from Association of British Insurers and Group Risk Development reveal a total of £5bn in claims paid in 2017

Mortgage rates have slowly been edging up over the last few months, with the average two-year mortgage rate now hitting its highest level since July 2016 YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

There has been widespread speculation of a potential increase in the Bank rate in May from its level of 0.5% but a lack of activity in the UK housing market could make it more difficult for Bank of England policymakers to raise interest rates

The average two-year fixed mortgage rate has risen for the second month in a row to reach its highest point since September 2016

The start of April sees changes in personal allowances, the minimum wage, council tax and pension contributions. Will you be better or worse off?

The number of mortgage approvals being made to homebuyers dipped in February according to high street banks
— Products shown: Mortgage Advice.

I would highly recommend Ged to anyone looking for a mortgage. He listened to what I wanted and helped choose the best mortgage to suit my requirements. The process was very straightforward, efficiently managed by Ged and I would have no hesitation in using his services again.

Ged went above and beyond for us when dealing with our mortgage. He's a very friendly,approachable guy thats always available to answer any questions and reassured us throughout the process. I sent the poor guy endless emails from 10am-10pm and although id never expect them to be replied to 'out of working hours' you could guarantee within 20 minutes or so there you'd have a reply guiding me on what to do next to speed up the process! The first time I met Ged he took all our information and there was absolutely NO pressure from him like some companies do. I left my info with him for roughly 4/5 months and he just said to get in touch if I wished to continue. I recently got back touch with Ged and he booked us an appointment around our working hours. Once he arrived the first thing he asked was how my little boy got on in his phonics screening test-not only had he remembered his name but he had also remembered I'd told him he was in year one!!! I mean how many clients must he meet on a daily basis and to remember that after one visit meant a lot. We found our perfect home and it had A LOT of interest! The pressure was on!!! Within 24 hours they accepted our offer and they wanted documents!!! Our mortgage in principle failed as we had problems with our credit reports. It was a VERY stressful day as we could see our dream home slipping through our fingers! That day Ged was constantly ringing myself and my partner,sending endless emails with documents we needed to get to him and basically the guy bent over backwards the whole day to finally get us our mortgage with Halifax. The poor guy must have slept well that night. He's gone above and beyond what you would ever expect and we really can't thank him enough. Highly recommended...Thanks so much, Ged!x

Ged made buying our first house so much easier than if we'd done it alone. He was endlessly helpful from start to finish and talked us through each stage of the process. Ged took a lot of the stress away from us in dealing with mortgage lenders and solicitors and we couldn't recommend him highly enough. He's a really nice guy and was great at keeping in touch, he answered all of our questions really well. Thanks so much for all your help Ged!