Black Hay Solicitors & Estate Agents

http://www. blackhay. co. uk / Solicitors and Estate Agents in Ayr and Prestwick providing legal, estate agency and independent financial services

Black Hay Solicitors & Estate Agents were established in the 1930’s in Ayrshire. Over 75 years later Black Hay still exist exclusively to serve our clients, old and new. Most importantly we still retain our traditional values of independent advice that you can trust. We serve our clients both locally and across Scotland with branches located in the key areas of Ayr and Prestwick on the South Ayrshire coast of Scotland.


Legal Services

With experienced solicitors based in our Ayr and Prestwick offices, we ensure that you receive expert professional service - we believe in providing legal advice /services for clients throughout their lives whenever the need arises. We ensure that our clients, old and new, will receive independent advice that they can trust.

Here are some of the legal services we can help with: -

House purchase and sale
Estates and Trusts
Wills and Powers of Attorney
Civil and Criminal Court work
Divorce and Separation
Family and Child Law
Employment and Tribunal work
Commercial Leasing, Purchases and Sales
Licensing
Property Leasing and Factoring


Our Conveyancing Services

House purchases and sales have always been at the core of our business and we know how important moving home is to you. After all, it is likely to be one of the biggest financial decisions of your life. Our solicitors and staff have a wealth of experience and we work together to make sure that your move is as smooth as possible.

We provide an efficient, quality and client-focused service which offers excellent value. We keep in touch with you throughout and our solicitors are readily available to talk things through with you personally – importantly you will always be guided by your solicitor, you will not be referred to a paralegal.

For Legal Advice and Services contact either of our Solicitor branches in Ayr or Prestwick. To make a personal appointment, or to talk with one of our solicitors, telephone:

Black Hay Ayr - 01292 268988

Black Hay Prestwick - 01292 477235


Estate Agency

Our Estate Agency has been developed over recent years following the appointment of Estate Agency Director Graeme Lumsden, who has brought 25 years of invaluable estate agency experience gained with private, independent and corporate companies across the estate agency, new homes and commercial property sectors.

When you select Black Hay to sell your home it’s what you are paying us to do . . . to act solely in your best interests. Unfortunately some estate agents seem more focused on their own targets and generating income for themselves and their company. We are also completely independent. Unlike many estate agents we are not owned by a bank, building society or financial institution.

At the core of our business is ensuring we achieve the best possible result for our clients. . . . . . . . we don’t compromise our client's property sale just to achieve a sale; sadly some estate agents do. Our Estate Agency will also sell your home whether or not your solicitors are Black Hay - you don't need to change solicitor to sell your home with Black Hay Estate Agents.

Today it’s easy to say that estate agency has changed with technology, the internet, marketing and most importantly the more challenging property market however Black Hay Estate Agents have remained totally committed to what many estate agents may consider to be . . . “the old fashioned approach”.

Our membership of the GSPC ensures we can successfully serve our estate agency clients across Scotland. The GSPC (Glasgow Solicitors Property Centre) operates across the West Of Scotland with over 200 member firms of the GSPC selling more homes than any other selling agent in the West of Scotland. So, whether you are selling your own home or buying a new home through the GSPC you are dealing with the West of Scotland's most successful estate agent! www. gspc. co. uk

Please also remember that our association with Solicitors Property Centres across Scotland ensures we have a strong advantage selling homes across Scotland, not just Ayrshire. We can assist you wherever you want to sell having marketed homes for sale as far north as Inverness & Aberfeldy, centrally across Ayrshire & Arran, Glasgow, Edinburgh & south to Portpatrick, Mull of Galloway, Dumfries & Galloway, Moffat, Lockerbie etc. We can usually help you sell wherever you are!

So, if 2017 is the year that you choose to sell your home please remember that not all estate agents are the same. Black Hay ensure our clients receive a genuinely bespoke service. We can’t be compared to other estate agents because we GUARANTEE that we only act in your best interests. . . . . . it really is what makes Black Hay different.

. . . . . and here are some of our client comments: -

"an outstanding service"

"highly professional, so informative. . . and we were delighted with the price"

"just not like your typical estate agent . . . . . that’s why we chose Black Hay"

"you couldn’t have worked any harder on our behalf"

For our Estate Agency, please call 01292 283606 or email gpl@blackhay. co. uk.


Independent Financial Advice

Whatever financial advice you need, it is essential to get sound, unbiased advice to shape your financial future. Black Hay offer Independent Financial Advice whether you are an existing client or not. Glenn Cunningham is our fully qualified Independent Financial Adviser. Glenn can ascertain which product suits your particular requirements. Black Hay advise on a “whole of market” basis, ensuring that our clients make the right choice.

Glenn advises in a professional, friendly and value driven way. This service is open to all: -
• Individuals: - interested in attaining or maintaining their financial independence
• One off advice on a particular issue
• Ongoing advice on a particular aspect of your financial position
• Full financial plan
• Investment Advice
• Review of previous advice

Glenn's areas of specialism include Later Life Advice* and Retirement Planning*
• Later Life advice is pertinent to those over age 55 and includes income generation, investment advice, care cost funding, Estate Planning, etc.
• Retirement Planning is for those who wish to fund towards retirement or seek advice when taking benefits; this includes Pension Sharing following divorce. Access to specialist consultancy options where required e. g. Defined Benefit Transfers.
*Certified through qualification benchmarks via Personal Finance Society

Protection
• Life Assurance
• Business Protection ( Key man, Relevant life cover etc. )
• Income Protection
• Critical Illness

It is always important to ensure that you are getting the right advice from an independent specialist with a thorough knowledge of the market and product types at the right price. It may seem simpler to accept what a lender has to offer you regarding cover but you could find that you are paying substantially more than you need to for 25-30 years.

Mortgage and Equity Release Advice
• First Charge Mortgage Advice
• Equity Release Advice
• Access to specialist lending through recommended intermediaries
Glenn specialises in Equity Release and can also help with Residential House purchase.

Please contact Glenn to arrange a personal appointment.
Glenn C Cunningham ACII, Dip PFS, Cert CII (MP & ER)
Chartered Insurance Practitioner
Independent Financial Adviser
01292 477235 Option 1
glenn. cunningham@blackhay. co. uk

Black Hay are authorised and regulated by the Financial Services Authority. We are entered on the FCA Register Number 113443.

The guidance and / or advice contained within our Facebook page, website and in other social media is subject to the UK Regulatory Regime and is therefore primarily targeted at clients /customers in the UK.


Trust Black Hay . . . . . our clients have, for over 75 years!


Ayr Solicitor Branch: -

Black Hay
5 Wellington Square
Ayr KA7 1EN
Tel 01292 268988
Fax 01292 610353

Prestwick Solicitor Branch: -

Black Hay
45 /47 Main Street
Prestwick KA9 1AF
Tel 01292 477235
Fax 01292 671310

Ayr Estate Agency Branch: -

Black Hay
16c Beresford Terrace
Ayr KA7 2EG
Tel 01292 283606
Fax 01292 289806

The content on our Facebook page, on Twitter, on our website and in other online media outlets is intended for general information only. Whilst we believe it to be accurate as at the date of posting, it should not be relied upon or considered as an alternative to taking independent legal advice in any specific situation or circumstance.