Mortgages By Ricky

LANDLORDS Are you ready for the tenant fee ban? Here is a useful FAQ from Medway Premier Homes on the ban to keep you compliant.
http://bit.ly/2IPwona

Are 40-year mortgages becoming the new normal? 🏠

These kids crack me up. Just walked into the conservatory and they’re playing mortgages. Apparently both Evie and Daisy have completed three deals each and Sophie is helping with removals. 🤣🏡
#mortgagesbyevie #mortgagesbydaisy #mortgagesbyricky #workforce #removals #moneybrain #evierose #daisylouise #sophiedosanjh

Found your dream home but not sure how much you can borrow? I can help you go through your budget planner and see what's affordable for your financial situation. Contact me today on 07971 034029. 🗝🏠
#newhome #mortgagesbyricky #mortgage #mortgages #firsttimebuyer #remortgage #homemover #newhouse #dreamhome #mansion #mortgagebroker #mortgageadviser #toprated
** Your home/property may be repossessed if you do not keep up repayments on your mortgage.

Champion! I was a double winner today at my network meeting; for the presentation round and winning the door prize from M&S Home Installations - what a great gift bag!
Each week gets better and better. If you’ve got a business get in touch and I’ll show you how much fun and business can be done at 5am on a Thursday morning.
#bni #bnigravesend #teamgravesend #networking #giversgain #win #business

Do you really need a financial adviser to arrange your mortgage?
#mortgages #topadviser #finance #mortgageadviser #mortgagebroker #blogpost

It’s been a busy week getting it all ready but the website is now officially live!
Let me know what you think...
www.mortgagesbyricky.com
... #mortgagesbyricky #mortgagebroker #mortgageadviser #mortgage #website #weblaunch
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I’M SO EXCITED!!
If you pick up a copy of The Times today you’ll find my name printed in the guide “UK’s Top Rated Financial Advisers” - to be in this guide is absolutely amazing!
I would like to thank all my wonderful clients without you I wouldn’t be in the list. Also a special thank you to my gorgeous fiancée Emma. Without your love and support I wouldn’t have made it at the top. 🗝🏡🔝
... #mortgage #mortgages #mortgageadviser #mortgageadvisor #mortgagebroker #topadviser #topadvisor #toprated #thetimes
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YOU ONLY GET WHAT YOU PUT IN
I have only been involved with BNI for a couple of months so wasn’t even thinking let alone expecting to be my Chapters ‘Notable Networker’ for January.
We all strive to be the best, but sometimes to become the best you need good people by your side. So thank you to the other members in my Chapter, I’m sharing this one with you.
... #bni #bnikent #bnigravesend #networker #award #giversgain
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BANK OF ENGLAND BASE RATE HELD AT O.75%.

WHEN DID YOU LAST REVIEW YOUR MORTGAGE?
Homeowners could be paying £3,500 in mortgage costs after moving over to default rates.

BUYER BEWARE! DON'T INFLATE YOUR INCOME TO GET A MORTGAGE
It’s one of the things that could lead to a refusal, making it harder to get a future loan.

There's finally some good news for homeowners who are tied in to high interest-rate home loans with unregulated or inactive firms that have been unable to switch to a cheaper deal.
The Financial Conduct Authority (FCA) has now said it is considering a change to it's affordability checks, allowing these people to switch to deals that are easier to pay.

I love my job and the best part of my job is helping first time buyers take their first step on the property ladder. It’s an emotional journey that I get to share with so many clients. The calls I make to tell them they’ve got their mortgage offer are my favourite calls.
I offer more than advice, I offer support throughout the process.
If you’re a first time buyer looking to get on the ladder then get in touch. 🗝🏡
... #firsttimebuyer #firsthome #newhome #mortgagesbyricky #mortgage #mortgages #firsttimebuyer #remortgage #homemover #dreamhome ** Your home/property may be repossessed if you do not keep up repayments on your mortgage.
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Landlord?