Templar Mortgage Svs Ltd

A very interesting report this one we have dealt with lots of first time buyers moving across the bridge to the land of sheep and rugby of late. Prices have risen well with the bridge toll being dropped. It also appears many people are buying investment properties in South Wales due to good rental yields and low prices.

EXCLUSIVE DEALS - Ok what are exclusive deals. Often as a broker we can obtain deals with banks that are better than going direct to the bank. Often they have lower rates, fees and often incentives such as cash back. So before you wonder off to your bank just because you bank with them. Pop along and see me so you can compare dozens of lenders and perhaps obtain a deal much better than what you would have got. ūü§ėWe have many of these deals available at present.

Happy Father’s Day to all those lovely TMSL fathers out there.

A little bit of local knowledge.

Are you one of the people who has arranged their own deal without consulting a mortgage adviser. This report suggests you could be missing out on the best deals.

Sorry for the lack of posts recently I have been sunning myself in Greece for 2 weeks. I am now back in the saddle and ready for any mortgage enquiries that you would like to throw at me. ūüĎćūüŹĽūüĎćūüŹĽūüĎćūüŹĽūüĎćūüŹĽūüĎćūüŹĽū üĎćūüŹĽūüĎćūüŹĽūüĎćūüŹĽūüĎćūüŹĽ

It may be a good time to review your mortgage if you are on a variable rate or if your fixed rate is ending.

Normally I only eat salad and drink water. I’m going to make an exception tonight. Thank you to Sophie and Sam for the gift, enjoy your new home. Sophie Knight

Sorry if anyone contacted me on Sunday or Monday and I missed your call/text my phone was out of action. I‚Äôm back in the game now though. ūüď≤

Does your house benefit from The Waitrose effect or suffer from the Wetherspoons effect ?

Happy Easter to all of our lovely TMSL clients and future clients enjoy the sunshine and enjoy your family time

Should you buy a detached house if you can........

I love a challenge. Why not challenge me to beat your current mortgage deal. What have you got to lose (yes it will be half an hour of your life you will never get back ) but you could save hundreds, maybe thousands or maybe you will gain the peace of mind of knowing you are on the best deal. Pick up that phone or drop me a message on here.

For any of you stuck on high rates who can’t refinance by conventional means this could be a lifeline.

Can you have more than one residential mortgage?
In theory yes, many lenders will allow you to have a second residence if your income is good enough, this includes holiday homes, work based homes and property for dependent relatives. This is a common misconception, clients often say I thought I could only have one residential mortgage.
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