Cynon Wills And Estate Planning Ltd

PM for a free no obligation initial appointment.

Looking for a New Years Resolution? Then write your Will or LPA in the New Year. Look no further for a reliable and affordable local company that provide a home service at a time to suit you. Also pre paid funeral plans available Please like and share.

According to reports Aretha Franklin died without a Will or a Trust. Apparently she just "never got round to it". This is even more surprising given that she has a disabled son who will need financial and other forms of support for his entire life. If you are a parent have you thought about how you can protect your children when you are gone? PM for a free no obligation consultation with Cynon Wills or call 07557 234029

Top tip: if you have rental properties then you absolutely, positively, definitely need to have a Property and Financial Affairs Lasting Power of Attorney. For about 1,231 reasons. (Contact me if you want to know what they all are)

Ok 2018 is well and truly here. You know you need to do this so don't put it off any longer!! Why not make your New Years Resolution to write your Will and put in place Lasting Power of Attorney. PM or call Cynon Wills on 07557 234029 for a free no obligation initial consultation.
Also provide free advice regarding Property Trust and Long Term Care fee’s.

If you have already made the decision to get your Will written and you have opted to use either the bank or even a charity then please be careful of hidden fees that could occur upon death. I recently saved a couple upwards of £20,000 in probate fees. Their previous Wills were written by the bank. The bank were appointed as executors and would have charged their estate 4% on death. This is an issue which I come across quite often and in some cases the client is completely unaware that their may be extra charges.
If you think that your Will is like this then please get in touch to make a FREE no obligation appointment. I can make you a new Will and revoke the previous Will potentially saving your estate thousands of pounds worth of probate fees.

Happy New Year. Please like and share🤙

Ok 2018 is here. You know you need to do this so don't put it off any longer!! Why not make your New Years Resolution to write your Will and put in place Lasting Power of Attorney. PM or call Cynon Wills on 07557 234029 for a free no obligation initial consultation.

To all friends, family and clients. Have a fantastic time over the Xmas break.

At a glance. Why you need to make a will.
If you die without a will, everything passes under the intestacy rules.
PM or call 07557 234029 for a free no obligation initial consultation at a time and place to suit you.
... If you’re married… People assume their estate will automatically pass to their spouse when they die. However, under intestacy rules, the spouse isn’t entitled to everything if the estate is worth more than £250,000 – only to personal items worth up to £250,000, and half of the remainder of the estate. The other half must be split between the children.
If you’re not married… Your partner will have no rights to your estate.
If you have children… They will receive their share of your estate at the age of 18. If they are under 18 and you haven’t appointed a guardian for them, they could end up in foster care while the court appoints one of its choice.
If you have multiple properties… Everything has to be added into the pot. Even if your spouse is living in a property you own, they won’t automatically get it. If the house is worth more than £250,000 or there are debts, they either need to buy the house or it gets sold. Everything is worked out by value, so if their share of the estate doesn’t cover the value of the property, they will have to pay the extra back to the estate – or move out. For example, if the property is worth £300k and the spouse is entitled to £250k, they need to pay back £50k. If you own the property together, your spouse will get it automatically only if you own it as joint tenants.
If you have property abroad… It will be dealt with according to the laws of that country.
If you have a business… Your company’s interests go into the pot with everything else. The shares could then pass to a family member who has no idea about the business.
If you have step-children… Without a will, they receive nothing.
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5 reasons you may need to revise your Will. PM or call 07557 234029 for a free no obligation consultation.
Although a Will’s intent is to provide for what happens to your estate when you pass, it needs to change as your life changes. Some people think once they’ve written a Will, they’re finished with it and can wash their hands of the whole thing. But there are several times throughout a person’s life when it makes sense to revise and review their Will.
Read our 5 life even...
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At a glance. Why you need to make a will.
If you die without a will, everything passes under the intestacy rules.
PM or call 07557 234029 for a free no obligation initial consultation at a time and place to suit you.
... If you’re married… People assume their estate will automatically pass to their spouse when they die. However, under intestacy rules, the spouse isn’t entitled to everything if the estate is worth more than £250,000 – only to personal items worth up to £250,000, and half of the remainder of the estate. The other half must be split between the children.
If you’re not married… Your partner will have no rights to your estate.
If you have children… They will receive their share of your estate at the age of 18. If they are under 18 and you haven’t appointed a guardian for them, they could end up in foster care while the court appoints one of its choice.
If you have multiple properties… Everything has to be added into the pot. Even if your spouse is living in a property you own, they won’t automatically get it. If the house is worth more than £250,000 or there are debts, they either need to buy the house or it gets sold. Everything is worked out by value, so if their share of the estate doesn’t cover the value of the property, they will have to pay the extra back to the estate – or move out. For example, if the property is worth £300k and the spouse is entitled to £250k, they need to pay back £50k. If you own the property together, your spouse will get it automatically only if you own it as joint tenants.
If you have property abroad… It will be dealt with according to the laws of that country.
If you have a business… Your company’s interests go into the pot with everything else. The shares could then pass to a family member who has no idea about the business.
If you have step-children… Without a will, they receive nothing.
See More

At a glance. Why you need to make a will.
If you die without a will, everything passes under the intestacy rules.
PM or call 07557 234029 for a free no obligation initial consultation at a time and place to suit you.
... If you’re married… People assume their estate will automatically pass to their spouse when they die. However, under intestacy rules, the spouse isn’t entitled to everything if the estate is worth more than £250,000 – only to personal items worth up to £250,000, and half of the remainder of the estate. The other half must be split between the children.
If you’re not married… Your partner will have no rights to your estate.
If you have children… They will receive their share of your estate at the age of 18. If they are under 18 and you haven’t appointed a guardian for them, they could end up in foster care while the court appoints one of its choice.
If you have multiple properties… Everything has to be added into the pot. Even if your spouse is living in a property you own, they won’t automatically get it. If the house is worth more than £250,000 or there are debts, they either need to buy the house or it gets sold. Everything is worked out by value, so if their share of the estate doesn’t cover the value of the property, they will have to pay the extra back to the estate – or move out. For example, if the property is worth £300k and the spouse is entitled to £250k, they need to pay back £50k. If you own the property together, your spouse will get it automatically only if you own it as joint tenants.
If you have property abroad… It will be dealt with according to the laws of that country.
If you have a business… Your company’s interests go into the pot with everything else. The shares could then pass to a family member who has no idea about the business.
If you have step-children… Without a will, they receive nothing.
See More

At a loss as to what to buy your partner for xmas? Book an appointment before the end of the second week in December and qualify for free wrapping. Ha ha. On serious note there is only one time to write your Will and thats now. Call or PM for a no obligation appointment.

How a prepaid funeral plan will save you money… and heartache
The recent news that Boy George has stepped in to cover old friend Pete Burns’ funeral costs has highlighted a problem that many families face when they lose a loved one – there’s nothing there to pay for a decent burial (or cremation, or service, or headstone…).
While Burns’ family were lucky that he had a celebrity pal to step in, most of us will not be that fortunate. And with the costs of even a basic funeral r...ising every day, failure to plan ahead can create additional stress for families at a time of bereavement.
But there is a way in which you can protect your loved ones from this extra burden – and fix your funeral costs at today’s prices.
At Cynon Wills we can support you in two ways:
We can include your funeral wishes in your Will – choose how you want to be remembered by selecting favourite songs, poems, leaving letters and memories to be shared at your memorial service. We can also set down your wishes with regards to burial, cremation, or even leaving your body to medical science. Do you want a Humanist service? Perhaps you’d prefer mourners didn’t wear black? Or you’d like donations to a favourite charity instead of flowers? From a traditional service, to arranging to have your ashes sent into space, ensure your wishes are known and respected with a funeral plan included in your Will or Estate Plan.
We can arrange Pre-Paid Funeral Plan, fixed at today’s prices. As well as keeping the costs down and minimising the burden on your Estate, it will make the whole process simpler for your loved ones at what can be the most stressful time of their lives. Pay upfront, or spread instalments over a longer period. You can insure your family against a legacy of debt, stress and shame and take care of them - even after you are gone. We can come to your home, or a convenient location, and talk to you about your individual needs and wishes.
And once your plans are in place, the next steps are up to you: tell your loved ones about your plans, so that there’s no surprises or misunderstandings; make sure that they know how and where to access your Will or Estate Plan.
And then carry on with enjoying the life you have, secure in the knowledge that you have left a legacy of love and protection to your nearest and dearest, to last beyond your lifetime.
If you’d like to book a free no obligation consultation please PM or call 07557234029
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The time is now.....