Adele Forbes - Mortgage & Protection Advisor

I have also helped a friend of 20 years. He had used a broker which shall remain un-named that doesnt charge a fee. He started the process in August on a fairly simple re-mortgage and before my call was on with a second Lender. I have sorted his mortgage in principle with a cheaper lender (2.24% reduced to 1.97%) today, it will be offered within the week.

I have helped a couple this week re-mortgage to pay off £55,000 of unsecured debt. Their mortgage and debts was costing them £2,453pcm and I have reduced their payments to £962pcm so £1,491 saving per month which equates to £89,460 over the next 5 years.
The Clients were over the moon at the saving and this is why I love my job. Please get in touch if you are in a similar position :) 01977 802473 or 07872178177 adele@mortgage-xperts.co.uk

Client review 👍

This week I have helped a couple who are coming to the end of their fixed rate in December. They are currently with Yorkshire Bank with a rate of 4.49% fixed with payments of £494pcm.
I secured them a 2.39% fixed rate for 5 years with no fees and a £500 cashback which pays my fee of £395. This reduced their payments to £375pcm. That's a saving of £119pcm which equates to £7,140 over the 5 years.
They choose to keep their payments at £508pcm which reduced their mortgage term f...rom 32 years to 21 years.
Please get in touch and check what I can save you.
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Guess who presented to 16 businesses today ☺️🏡💴🔑

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I've helped a couple today, turned down by Nationwide for a high level of debts to income. They wish to consolidate over £42,000 of unsecured debts, Mortgage + Debts = £1,677pcm currently and helped them to reduce to £1,070pcm. Equating to a saving of £607pcm so £36,420 over the next 5 years.
I have charged them £395 fixed fee. Please get in touch for a free review .....

Local business - please support

So I’m approaching 42, I have Life and Critical Illness Cover especially as I’m a smoker 🤫, I don’t believe in selling something, I don’t believe in! recently a friend of mine who is only a year older has suffered a heart attack and no Critical illness cover in place, this is alarming in this day and age, costs nothing to obtain a quote as she may have received a lump sum.

The most rewarding part of my job is saving Clients money especially as Christmas isn't that far away.
I regularly save my clients money by ensuring they are not shafted by the SVR of their Mortgage Lender. Every Lender sets their own SVR and these can range from 4% to 5.99%, Why pay this if you don't have too?
I can also help with re-mortgages to consolidate debts, buy out an Ex Partner, buy a property, home improvements, pay for a dream wedding or car.
... Most purchases come with a cashback facility from the Lender and this can range from £250 - £1,000.
I can also help with Life Insurance, Critical Illness, Income Protection, Home Insurance & cheaper conveyancing.
I am Whole of Market so Independant and over 200 Lenders to choose from. Please get in touch for free advice.
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So I would like to speak with anybody with unusual income streams like these:
• LTD Co Director.
• Sole Trader
... • Contractors & IT Contractors
• 1 Year Self-employed.
• Umbrella Companies
• Partners in an LLP
• Probationary periods
• 0 hour contracts
• Foster care income
• Professional Sports People
• Benefits income such as DLA, Child Benefit, tax credits, PIP, ESA.
• Pension income
• Trust Income
• Imminent payrise
• Cash in hand jobs
• New job.
• Rental Income
• Second jobs
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For sale 2 bedroom over 50's park home, in its own little cul-de-sac in wisbech. Has two parking spaces. If anyone knows anyone interested let me know for more details.

Just helped a couple who were served notice from her Landlord to vacate her rental property and given 2 months notice. The couple didn’t think it would be possible as she has 2 forms of benefit income, he had only been employed less than 3 months. Mortgage in Principle was agreed on Friday, original documents were dropped off at our Yorkshire Office after 6pm last night and Mortgage was officially applied at 7.30am this morning and Offered by 10am, I saved her £300 in her Conveyancing bill with £1,000 cashback, the clients will complete with 3 weeks as they are buying a repossession. #makingtheirdreamscometrue

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So I’m approaching 42, I have Life and Critical Illness Cover especially as I’m a smoker 🤫, I don’t believe in selling something, I don’t believe in! recently a friend of mine who is only a year older has suffered a heart attack and no Critical illness cover in place, this is alarming in this day and age, costs nothing to obtain a quote as she may have received a lump sum.

The most useless credit reference provider is Clear Score, after 20 years industry experience and I can’t understand them?! Sorry Clear Score but you’re rubbish!

Adele was recommended to me by a friend, the whole period from looking for a house to completion as a first time buyer has been truly stress free. Adele has always been just a text away for any advice or questions and even worked around me being a shift worker. I couldn’t recommend her services enough.

Adele was recommended to me by a friend, the whole period from looking for a house to completion as a first time buyer has been truly stress free. Adele has always been just a text away for any advice or questions and even worked around me being a shift worker. I couldn’t recommend her services enough.